Xtroverso Knowledge: Dutch Tax & Compliance Insights

by Paolo Maria Pavan

Last week, while waiting in line at a small coffee bar in Amersfoort, I watched a barista rinse the same cup three times before filling it with fresh water. Behind him, boxes of single-use plastic str...

ES ESG IT NL Paolo Maria Pavan WISE

Aug 21, 2025 WISE

The Photo on Your Website Isn’t Free

by Francesco Cattaneo

Q: I just grabbed a nice photo from Google for my website. It’s online, so it’s free, right? " No, it’s not free. That photo belongs to the person who took it. If you use it without permission, you ca...

DIGITAL ES Francesco Cattaneo IT LEGAL NL

Aug 21, 2025 FRANCESCO CATTANEO

July 2025 Unemployment: What the Numbers Don’t Tell You

by Paolo Maria Pavan

Q: If the news says unemployment is stuck at 3.8%, why should I care? "Because that number hides what’s really going on. Thousands of people lose their jobs and thousands find new ones every month. It...

DUTCH ECONOMY ES HR IT NL Paolo Maria Pavan

Aug 21, 2025 PAOLO MARIA PAVAN

Losses in Box 2 When Selling or Liquidating a Dutch BV: How Does It Work?

by Linda Pavan

When you sell shares in your own BV or decide to liquidate, you naturally hope for profit. But sometimes the outcome is a loss. That feels disappointing, yet it doesn’t have to be the end of the story...

ES IT Linda Pavan NL TAX

Aug 21, 2025 LINDA PAVAN

Governance Starts When the System Remembers

by Paolo Maria Pavan

I once met an entrepreneur who proudly told me, “I keep everything in my head.” Three weeks later, he couldn’t remember whether a client had already paid him or not. The invoice was lost between email...

ES ESG IT NL Paolo Maria Pavan WISE

Aug 20, 2025 WISE

Fraud: The Shapeshifter That Banks Fear and SMEs Cannot Ignore

by Paolo Maria Pavan

Fraud is not fading. It is mutating. For years, banks pointed proudly to falling APP (Authorised Push Payment) fraud losses , as if the war was being won. But look deeper: overall fraud losses haven’t...

AUDIO ES IT NL Paolo Maria Pavan SCAM THIRD PARTY RISK

Aug 20, 2025 RISK INTELLIGENCE

Investments Rise in June, But Who Is Really Investing?

by Paolo Maria Pavan

June 2025 brought us a headline that looks good at first sight: investments in tangible fixed assets were 8.3 percent higher than a year earlier, according to CBS. A figure that makes us breathe a lit...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Aug 20, 2025 PAOLO MARIA PAVAN

VAT Exemption for E-Learning in the Netherlands: What Entrepreneurs Must Know in 2025

by Linda Pavan

On 21 January 2025 , the Dutch tax authority issued a new Education Exemption from VAT Decree (Stcrt. 2025, 3488). This officially repealed the earlier position KG:210:2022:2 , which had created years...

ES IT Knowledge Group Linda Pavan NL TAX

Aug 20, 2025 LINDA PAVAN

Founder’s Chaos and Its Hidden Cost

by Paolo Maria Pavan

A small pasta maker in Utrecht. The founder, brilliant at sourdough, terrible at order. Staff never know if wages will be late, suppliers wait weeks for payments, and customers sense the tension behin...

ES ESG IT NL Paolo Maria Pavan WISE

Aug 19, 2025 WISE

Behind the Scam: How Fraudsters Exploit Marketing, Software, and Shell Companies

by Paolo Maria Pavan

Behind the Scam: A Risk Intelligence Autopsy Fraud, today, does not wear a hoodie and hide in a dark basement. It wears a tie, rents office space, and runs on CRM dashboards that would not look out of...

AUDIO ES IT NL Paolo Maria Pavan SCAM THIRD PARTY RISK

Aug 19, 2025 RISK INTELLIGENCE

Dutch Manufacturing in Q2 2025: What the Numbers Don’t Tell You

by Paolo Maria Pavan

Every quarter, Statistics Netherlands (CBS) releases its figures. We see percentages, decimals, neat columns: “turnover down 0.7 percent, industrial sales prices down 0.6 percent.” A small shift, almo...

DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Aug 19, 2025 PAOLO MARIA PAVAN

Silent Conversion Denied: Tax Ruling Limits Options for Small Business Owners in the Netherlands

by Linda Pavan

The Case in Brief The recent ruling (KG:212:2025:4) clarifies an important limitation in the Dutch Income Tax Act 2001. The situation unfolded as follows: 2018 : X enters a general partnership (vof) a...

ES IT Knowledge Group Linda Pavan NL TAX

Aug 19, 2025 LINDA PAVAN

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