Xtroverso Knowledge: Dutch Tax & Compliance Insights

by Paolo Maria Pavan

When my grandfather ran his company, he was known for two things: never missing a handshake and never rushing a decision. He read contracts slowly, not because he doubted himself, but because he respe...

ES ESG IT NL Paolo Maria Pavan WISE

Aug 13, 2025 WISE

Cyber Resilience: The Silent Test Every Dutch Company is Already Taking

by Paolo Maria Pavan

In 2024, one in five Dutch companies learned the hard way what “cyber incident” really means. For large corporations, it was three in ten. The first blow? Financial loss. Then came the data breaches. ...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

Aug 13, 2025 RISK INTELLIGENCE

July’s Dutch Business Numbers: The Calm, the Churn, and the Illusion of Growth

by Paolo Maria Pavan

In July 2025, 299 companies were declared bankrupt in the Netherlands. That’s 109 fewer than the same month in 2024 , a 27% drop, and 4% fewer than in June. At first glance, this is the kind of number...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Aug 13, 2025 PAOLO MARIA PAVAN

Directors’ Liability Under EU Law: A Wake-Up Call for Small Business Owners

by Linda Pavan

The Ruling You Cannot Ignore On 11 July 2025 , the Dutch Supreme Court confirmed that Article 36(4) of the Invorderingswet 1990 (IW 1990), the Dutch directors’ liability scheme for unpaid tax debts — ...

COMPLIANCE ES IT Linda Pavan NL TAX

Aug 13, 2025 LINDA PAVAN

The Danger of Being Your Business’s Single Point of Failure

by Paolo Maria Pavan

The Parachute That Never Opens Years ago, I met a small business owner who proudly told me, “Nothing moves without me.” He meant it as proof of his dedication. Two months later, he was hospitalised af...

ES ESG IT NL Paolo Maria Pavan WISE

Aug 12, 2025 WISE

Vbar Bill: What It Means for Small Entrepreneurs in the Netherlands

by Laura De Troia

The Clarifying the Assessment of Employment Relationships and Legal Presumptions Bill (Vbar) is making its way through the House of Representatives. It might sound like another layer of legal jargon, ...

AUDIO ES HR IT Laura De Troia NL

Aug 12, 2025 LAURA DE TROIA

Dutch Inflation Cools to 2.9% in July 2025

by Paolo Maria Pavan

When I look at the July 2025 inflation figure, 2.9% year-on-year, down from 3.1% in June, I don’t just see a number. I see a pulse. A soft beat in the economic bloodstream telling us the patient, our ...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Aug 12, 2025 PAOLO MARIA PAVAN

BV or Sole Proprietorship: Don’t Let a Legal Form Fool You

by Linda Pavan

The False Comfort of a BV In the past few months, I’ve seen an unmistakable trend: entrepreneurs abandoning their sole proprietorships and rushing to set up a private limited company (BV) . The Chambe...

COMPLIANCE ES IT Linda Pavan NL

Aug 12, 2025 LINDA PAVAN

Inclusion Is More Than a Buzzword

by Paolo Maria Pavan

The Teacup in the Corner In the corner of my office sits a chipped porcelain teacup. It belonged to my mother. No one drinks from it. It’s just there, visible, silent, and part of the room. Years ago,...

ES ESG IT NL Paolo Maria Pavan WISE

Aug 11, 2025 WISE

Fraud Has Learned a New Language, Have You?

by Paolo Maria Pavan

Once upon a time, fraud wore a fake moustache and asked for your bank details by post. Now it wears an AI-trained voice that sounds exactly like your accountant. It writes emails better than your mark...

AUDIO ES IT NL Paolo Maria Pavan THIRD PARTY RISK

Aug 11, 2025 RISK INTELLIGENCE

The 0.7% That Speaks Volumes

by Paolo Maria Pavan

Numbers are often treated like weather forecasts, glanced at, maybe discussed, then forgotten. But behind each percentage point, there is a story about how we live, choose, adapt, and sometimes contra...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Aug 11, 2025 PAOLO MARIA PAVAN

VAT Deduction Update as of July 1, 2025, What Micro and Small Entrepreneurs in the Netherlands Need to Know

by Linda Pavan

Why This Update Matters On July 1, 2025, the Ministry of Finance issued a new decree refining the rules on VAT deduction . While this may sound like another layer of fiscal complexity, for entrepreneu...

ES IT Linda Pavan NL TAX

Aug 11, 2025 LINDA PAVAN

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