Game Sales Face Closer Scrutiny in Europe Oct 10, 2026 Paolo Maria Pavan European investigations are putting game pricing, virtual currency, purchase pressure and sales records under closer scrutiny. ACM COMPLIANCE EU enforcement consumer law consumer protection dark patterns digital compliance gaming minors virtual currency Read more
When a Management Agreement No Longer Matches the Work Oct 7, 2026 Paolo Maria Pavan A management agreement must match the director’s actual work, authority, invoices and payroll route. If it does not, the operating BV may face payroll conseque. Belastingdienst COMPLIANCE DGA continued-payment salary customary salary holding BV management agreement operating BV payroll payroll tax Read more
Changed Payments Test Customer Checks Oct 6, 2026 Paolo Maria Pavan European standards are sharpening customer due diligence. A changed payer can expose gaps between the contract, invoice, payment and decision record. AMLA AMLR COMPLIANCE FIU-Nederland GOVERNANCE Wwft changed customer payments customer due diligence third-party payments transaction monitoring Read more
Cleaning Fines Show the Cost of Broken Payroll Records Oct 6, 2026 Paolo Maria Pavan More than €700,000 in cleaning-sector fines shows the business cost of missing wage, hours, payment, and work-permission records. COMPLIANCE Dutch labour law cash flow cleaning sector holiday allowance labour law labour supply minimum wage payroll records work permits Read more
Chain Rules Will Reach Small Suppliers Through Contracts Oct 3, 2026 Paolo Maria Pavan New Dutch chain rules target very large companies, but smaller suppliers will feel the pressure through contracts, questionnaires and requests for proof. ACM COMPLIANCE CSDDD Dutch chain rules GOVERNANCE contracts supplier contract clauses supplier records supply chains sustainability claims Read more
Future ZZP Rules Do Not Cover Today’s Freelancer Risk Oct 2, 2026 Paolo Maria Pavan The proposed Zelfstandigenwet could clarify genuine self-employment from 2028. Current freelancer arrangements remain exposed to today’s rules and tax enforcem. 2026 COMPLIANCE Dutch labour law GOVERNANCE Wet DBA contractor management labour compliance payroll tax self-employment zzp Read more
Fake Crypto Can Put a Real Home at Risk Oct 2, 2026 Paolo Maria Pavan A fake crypto balance can push a victim toward borrowing, refinancing or a rushed property sale. An independent pause can protect real assets. COMPLIANCE Wwft boiler-room fraud crypto fraud fake crypto home sale financial abuse investment fraud notaries property transactions transaction integrity Read more
Finfluencer Risk Continues Behind the Paywall Oct 1, 2026 Paolo Maria Pavan Investment promotion is moving into paid groups and private chats. Businesses need clear records for creator claims, referral fees and onboarding. AFM COMPLIANCE GOVERNANCE Investment marketing affiliate marketing crypto-assets financial compliance finfluencer risk finfluencers investment promotion Read more
DORA: Who Decides When a Trading System Fails? Sep 29, 2026 Paolo Maria Pavan DORA supervision now tests operating proof. Trading venues need clear ownership, current supplier records and a tested incident route. AFM COMPLIANCE DORA GOVERNANCE ICT risk Trading systems digital resilience incident reporting supplier risk trading venues Read more
Keep Client Files Current After Onboarding Sep 29, 2026 Paolo Maria Pavan Client records must keep pace with changes in ownership, authority, activities and payments. Clear triggers and one evidence trail reduce delays and compliance. AMLA Bureau Financieel Toezicht COMPLIANCE GOVERNANCE UBO Wwft continuous client monitoring customer due diligence ongoing customer due diligence transaction monitoring Read more
Make Every Financial Add-On a Clean Sale Sep 29, 2026 Paolo Maria Pavan Financial add-ons can create refunds, complaints and record searches after checkout. Review the customer choice, sales file and true margin. AFM AI governance COMPLIANCE Consumer Finance Dutch business GOVERNANCE consumer protection customer journeys embedded insurance financial services Read more
Europe’s 2027 AML Rules Raise the Bar for Client Files Sep 27, 2026 Paolo Maria Pavan Europe’s 2027 AML rules put more weight on evidence-based decisions. Dutch accountants and their clients can prepare with better ownership and payment records. 2027 2027 AML rules for accountants AML AMLA BFT COMPLIANCE FIU-Nederland Wwft accountants client files Read more
