Old Debts Need Dates That Tell One Clear Story Sep 9, 2026 Paolo Maria Pavan Old debt files become costly when contracts, payments, due dates and later arrangements no longer form one clear timeline. COMPLIANCE GOVERNANCE Raad van State Wet hersteloperatie toeslagen childcare benefits recovery childcare-benefits recovery collections debt records private debt private debts Read more
A Non-Compete Clause Needs More Than Contract Wording Sep 9, 2026 Paolo Maria Pavan Dutch non-compete reform plans put more weight on precise restrictions, clear customer records and controlled access to commercial information. COMPLIANCE Dutch business GOVERNANCE STAK confidential information employee participation employment law non-compete clause non-compete clauses non-solicitation Read more
Article 17 Requests Put Payment Records to the Test Sep 8, 2026 Paolo Maria Pavan Article 17 requests can involve several regulated firms. Clear payment, customer, contract, invoice, and ledger records help answer questions quickly. AML COMPLIANCE Dutch business FIU-Nederland GOVERNANCE Wwft payment controls record keeping third-party payments transaction records Read more
Pay Transparency Starts with the Salary Range Sep 4, 2026 Paolo Maria Pavan The Dutch pay transparency proposal reaches beyond formal reporting. Small employers need a clear link between roles, salary ranges, exceptions and payroll rec. COMPLIANCE GOVERNANCE Netherlands employer compliance employment law equal pay job classification pay transparency payroll recruitment Read more
Employee Exit Risk When Company Files Enter Gemini Aug 27, 2026 Paolo Maria Pavan A Dutch ruling shows why employers need clear boundaries for company files, external AI tools and employee exits. AI governance COMPLIANCE Dutch employment law GOVERNANCE SME controls confidentiality data security employee exit generative AI summary dismissal Read more
When a Checkout Control Fails, the Business Pays Aug 20, 2026 Paolo Maria Pavan A missed affordability check shows why checkout controls need clear ownership, daily exception reports and authority to pause sales. AFM CCDII COMPLIANCE GOVERNANCE checkout controls consumer credit consumer credit controls responsible lending software controls telecom credit Read more
DORA Register Acceptance Rises, but Contract Risk Remains Aug 8, 2026 Paolo Maria Pavan DORA registers are being accepted more often, but supplier records, contracts and incident routes must still work under pressure. AFM COMPLIANCE DORA DORA management responsibility Financial firms GOVERNANCE ICT risk financial supervision incident reporting outsourcing Read more
Mortgage Fraud Risk Reaches Beyond the Mortgage File Aug 3, 2026 Paolo Maria Pavan Mortgage fraud can reach contractors, advisers and property firms when ownership, instructions and payments do not match the formal file. COMPLIANCE FIU Nederland GOVERNANCE MONEY LAUNDERING UBO Wwft mortgage fraud property property risk third-party payments Read more
When Tax Planning Has No Real Business Behind It Jul 31, 2026 Paolo Maria Pavan A Dutch court ruling shows why international tax structures need real work, credible records and cash flows that make business sense. COMPLIANCE GOVERNANCE Rechtbank Oost-Brabant adviser liability business substance cross-border tax emigration substantial shareholding tax compliance tax residence Read more
Audit Firm Responsibility Beyond the Signature Jul 22, 2026 Paolo Maria Pavan Dutch audit responsibility is widening beyond one signature. Contracts, file records, internal reviews and escalation routes can shape the outcome of a dispute. AFM COMPLIANCE GOVERNANCE Partner liability Professional responsibility accountant liability audit quality evidence records maatschap professional firms Read more
Family Foundations Need a Clear APV Tax File Jul 20, 2026 Paolo Maria Pavan Family foundation assets can create an APV tax position without a payout. Clear records of benefit, control, rights, and value are essential. APV COMPLIANCE GOVERNANCE UBO box 3 estate planning family foundations income tax tax compliance tax records Read more
Digital Rules Now Reach Supplier Contracts Jul 7, 2026 Paolo Maria Pavan Dutch small firms are already digital. The next pressure is proof: contracts, AI tools, supplier files, incident routes and product evidence. AI Act COMPLIANCE Cyber Resilience Act DORA Data Act GOVERNANCE NIS2 SMEs cybersecurity digital regulation Read more
