Xtroverso Knowledge: Dutch Tax & Compliance Insights

The Provisional Tax Assessment: The Invoice You Didn’t Ask For, But Still Have to Manage

durch Linda Pavan

13.01.2026 LINDA PAVAN

In the coming weeks, many of you will find a new kind of “invoice” on the mat: the Belastingdienst is sending out the voorlopige aanslag for 2026. This isn’t noise. It lands right where small business...

ES IT LEDGER Linda Pavan NL

When an Employee Gets a Wage Garnishment, Your Payroll Becomes a Legal Pipe

durch Laura De Troia

13.01.2026 LAURA DE TROIA

The letter usually lands on an ordinary day, right between invoices you’re chasing and your own suppliers’ payment terms. A bailiff (a gerechtsdeurwaarder) tells you that an employee has loonbeslag: w...

ES HR IT Laura De Troia NL

The Leave you "Forgot" can become your most expensive admin mistake

durch Laura De Troia

12.01.2026 LAURA DE TROIA

If you run a small business, unused leave is not a soft HR topic. It’s scheduling pressure, payroll liability, and when it goes wrong, a trust issue that lands right on your desk between invoices and ...

ES HR IT Laura De Troia NL

Don’t Lend on a Handshake With Your Own Company

durch Linda Pavan

12.01.2026 LINDA PAVAN

In small businesses, cash flow is not an abstract word. It’s invoices that arrive late, payroll that doesn’t wait, VAT that comes on time whether your clients do or not. So when someone asks for “a te...

ES IT LEDGER Linda Pavan NL

Dividend is not a payday: The BV test you can't skip

durch Linda Pavan

09.01.2026 LINDA PAVAN

In a BV, dividends don’t live in the abstract. They land right in the middle of cash flow, invoices you still need to collect, supplier trust, payroll dates, VAT turns, and that one unexpected bill th...

ES IT LEDGER Linda Pavan NL

Your BV Won’t Save You If You Don’t Run It Like a BV

durch Linda Pavan

08.01.2026 LINDA PAVAN

Most small business owners start a BV for the same down-to-earth reason: protection. If a client doesn’t pay, if a project goes wrong, if the market turns, you don’t want your private life dragged int...

ES IT LEDGER Linda Pavan NL

When a contract "Sleeps" your risks don't

durch Laura De Troia

08.01.2026 LAURA DE TROIA

If you run a micro business, “legal news” only matters when it touches cash flow and admin time. A sleeping employment contract does exactly that. One day it’s a quiet file, no wages paid, no shifts s...

ES HR IT Laura De Troia NL

Minimum Tax for Multinationals, Maximum Ripples for Small Business

durch Linda Pavan

07.01.2026 LINDA PAVAN

You might read “147 countries agree on a minimum tax for multinationals” and think: not my world. But the moment governments adjust tax rules for the very top, the everyday business reality for the re...

ES IT LEDGER Linda Pavan NL

2026 Raises: Budget Them Before You Promise Them

durch Laura De Troia

07.01.2026 LAURA DE TROIA

When six out of ten employees say they expect their biggest pay growth in 2026 to happen with their current employer, that’s not “HR news.” It lands straight on your desk as cash flow: higher monthly ...

ES HR IT Laura De Troia NL

A New Pension Rulebook for hospitalitly and a new admin reality for employers

durch Laura De Troia

06.01.2026 LAURA DE TROIA

As of 1 January 2026, the pension scheme of Pensioenfonds Horeca & Catering changes, and for small employers the first impact won’t be philosophical, it will be practical. Pensions sit inside your pay...

ES HR IT Laura De Troia NL

Snow days aren't a legal category, but your payroll still is

durch Laura De Troia

06.01.2026 LAURA DE TROIA

When the country slows down, trains disrupted, roads slick, deliveries late, the first business pain is always the same: cash flow and trust. Customers expect deadlines, staff expect clarity, and you’...

ES HR IT Laura De Troia NL

The one meeting that makes your BV's numbers "real"

durch Linda Pavan

06.01.2026 LINDA PAVAN

Every year I see the same pattern: invoices are sent, cash flow is watched like a hawk, and yet the annual accounts are treated as “something for later.” Until a bank asks for the vastgestelde jaarrek...

ES IT LEDGER Linda Pavan NL