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Blogs
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  • LINDA PAVAN
  • LAURA DE TROIA
  • BOOKKEEPING
  • VAT
  • INVOICING AND LEDGER
  • PAYROLL
349 Articles

The Provisional Tax Assessment: The Invoice You Didn’t Ask For, But Still Have to Manage
by Linda Pavan
Jan 13, 2026 LINDA PAVAN
In the coming weeks, many of you will find a new kind of “invoice” on the mat: the Belastingdienst is sending out the voorlopige aanslag for 2026. This isn’t noise. It lands right where small business...
ES IT LEDGER Linda Pavan NL
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When an Employee Gets a Wage Garnishment, Your Payroll Becomes a Legal Pipe
by Laura De Troia
Jan 13, 2026 LAURA DE TROIA
The letter usually lands on an ordinary day, right between invoices you’re chasing and your own suppliers’ payment terms. A bailiff (a gerechtsdeurwaarder) tells you that an employee has loonbeslag: w...
ES HR IT Laura De Troia NL
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The Leave you "Forgot" can become your most expensive admin mistake
by Laura De Troia
Jan 12, 2026 LAURA DE TROIA
If you run a small business, unused leave is not a soft HR topic. It’s scheduling pressure, payroll liability, and when it goes wrong, a trust issue that lands right on your desk between invoices and ...
ES HR IT Laura De Troia NL
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Don’t Lend on a Handshake With Your Own Company
by Linda Pavan
Jan 12, 2026 LINDA PAVAN
In small businesses, cash flow is not an abstract word. It’s invoices that arrive late, payroll that doesn’t wait, VAT that comes on time whether your clients do or not. So when someone asks for “a te...
ES IT LEDGER Linda Pavan NL
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Dividend is not a payday: The BV test you can't skip
by Linda Pavan
Jan 9, 2026 LINDA PAVAN
In a BV, dividends don’t live in the abstract. They land right in the middle of cash flow, invoices you still need to collect, supplier trust, payroll dates, VAT turns, and that one unexpected bill th...
ES IT LEDGER Linda Pavan NL
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Your BV Won’t Save You If You Don’t Run It Like a BV
by Linda Pavan
Jan 8, 2026 LINDA PAVAN
Most small business owners start a BV for the same down-to-earth reason: protection. If a client doesn’t pay, if a project goes wrong, if the market turns, you don’t want your private life dragged int...
ES IT LEDGER Linda Pavan NL
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When a contract "Sleeps" your risks don't
by Laura De Troia
Jan 8, 2026 LAURA DE TROIA
If you run a micro business, “legal news” only matters when it touches cash flow and admin time. A sleeping employment contract does exactly that. One day it’s a quiet file, no wages paid, no shifts s...
ES HR IT Laura De Troia NL
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Minimum Tax for Multinationals, Maximum Ripples for Small Business
by Linda Pavan
Jan 7, 2026 LINDA PAVAN
You might read “147 countries agree on a minimum tax for multinationals” and think: not my world. But the moment governments adjust tax rules for the very top, the everyday business reality for the re...
ES IT LEDGER Linda Pavan NL
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2026 Raises: Budget Them Before You Promise Them
by Laura De Troia
Jan 7, 2026 LAURA DE TROIA
When six out of ten employees say they expect their biggest pay growth in 2026 to happen with their current employer, that’s not “HR news.” It lands straight on your desk as cash flow: higher monthly ...
ES HR IT Laura De Troia NL
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A New Pension Rulebook for hospitalitly and a new admin reality for employers
by Laura De Troia
Jan 6, 2026 LAURA DE TROIA
As of 1 January 2026, the pension scheme of Pensioenfonds Horeca & Catering changes, and for small employers the first impact won’t be philosophical, it will be practical. Pensions sit inside your pay...
ES HR IT Laura De Troia NL
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Snow days aren't a legal category, but your payroll still is
by Laura De Troia
Jan 6, 2026 LAURA DE TROIA
When the country slows down, trains disrupted, roads slick, deliveries late, the first business pain is always the same: cash flow and trust. Customers expect deadlines, staff expect clarity, and you’...
ES HR IT Laura De Troia NL
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The one meeting that makes your BV's numbers "real"
by Linda Pavan
Jan 6, 2026 LINDA PAVAN
Every year I see the same pattern: invoices are sent, cash flow is watched like a hawk, and yet the annual accounts are treated as “something for later.” Until a bank asks for the vastgestelde jaarrek...
ES IT LEDGER Linda Pavan NL
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