Xtroverso Knowledge: Dutch Tax & Compliance Insights

by Paolo Maria Pavan

The Dignity of the Written Word When I was a child, my grandfather, an old Engineer with ink-stained fingers, once told me: “What is not written is not real.” At the time, it felt too severe. Why shou...

ES ESG IT NL Paolo Maria Pavan WISE

Jul 15, 2025 WISE

Why the Netherlands Is Keeping Dead Companies Alive (And Pretending It's a Recovery)

by Paolo Maria Pavan

The Surface Story: Numbers that Reassure June 2025: 313 companies were declared bankrupt in the Netherlands. That’s an 18% drop compared to the same month a year earlier. The bankruptcy rate sits at 8...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Jul 15, 2025 PAOLO MARIA PAVAN

Terrorism Isn’t at the Border. It’s in Your Wi-Fi.

by Paolo Maria Pavan

XTROVERSO RISK INTELLIGENCE UNIT – REPORTING COMMENTARY Topic: EU Terrorism Trends 2024 (Source: Europol TE-SAT 2025 ) Audience: CEOs, Directors, Risk & Compliance Leads of Dutch Micro and Small Enter...

ES IT NL Paolo Maria Pavan THIRD PARTY RISK

Jul 15, 2025 RISK INTELLIGENCE

Why Founders Must Govern Themselves First

by Paolo Maria Pavan

The Lesson Beneath the Silence When Noostech came to an end in the aftermath of COVID, it wasn’t just a company that closed. It was a moment suspended in time, complex, painful, and intimate. A chapte...

ES ESG IT NL Paolo Maria Pavan WISE

Jul 14, 2025 WISE

Why Your Business Is Clapping for 0.5% Growth Like It's a Win, And Why That Should Scare You

by Paolo Maria Pavan

Exports Up 0.5%. Should We Celebrate? May 2025. The Dutch export machine, once an iron heartbeat of Europe, managed a whisper of growth: just +0.5% in volume (corrected for working days) compared to M...

AUDIO DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Jul 14, 2025 PAOLO MARIA PAVAN

The Ethics of Letting Someone Go

by Paolo Maria Pavan

I. The Uncomfortable Question We All Avoid Let me begin not with numbers, but with a memory. It was early spring, Amsterdam still grey. I had just signed off on a termination notice, an act I had post...

ES ESG IT NL Paolo Maria Pavan WISE

Jul 11, 2025 WISE

Crypto is the New Cocaine: Why EU Watchdogs Are Coming for Your Wallet

by Paolo Maria Pavan

What Strasbourg Tells Us About the Future of Compliance for Small Enterprises in NL Welcome to the shadowlands of finance, where code is law and your accountant might need a hacker as a sidekick. Whil...

ES IT NL Paolo Maria Pavan THIRD PARTY RISK

Jul 11, 2025 RISK INTELLIGENCE

Why That Quiet 1.1% Jump in Spending Is the Wake-Up Call Smart Entrepreneurs Needed

by Paolo Maria Pavan

A Modest Number with a Loud Signal When CBS tells us that Dutch households spent 1.1% more in May 2025 than in May 2024, most executives raise an eyebrow, then move on. Too small to celebrate, too gre...

DUTCH ECONOMY ES IT NL Paolo Maria Pavan

Jul 11, 2025 PAOLO MARIA PAVAN

Eco-Friendly Doesn’t Mean Large Budget

by Paolo Maria Pavan

The Green Illusion: When Ethics Meets Economics Let me begin with a confession. Years ago, when I first decided to “go green” with one of my companies, I did what many CEOs do: I called a sustainabili...

ES ESG IT NL Paolo Maria Pavan WISE

Jul 10, 2025 WISE

Your Business Is Screwed If You Think Climate Risk Is Just for Corporates

by Paolo Maria Pavan

If you’re a CEO of a micro or small enterprise in the Netherlands, you probably think climate risk is something that hits oil giants and airports. That’s a fatal mistake. Because while the North Sea r...

ES IT NL Paolo Maria Pavan THIRD PARTY RISK

Jul 10, 2025 RISK INTELLIGENCE

Why the Dutch Housing Market Is Faking Its Comeback (and We’re All Falling for It)

by Paolo Maria Pavan

The House Always Wins, But Who’s Keeping Score? Imagine you're standing in front of a brand-new home. Clean lines, solar panels, a smart thermostat that talks to your fridge. €504,000, and climbing. I...

DUTCH ECONOMY ES IT NL Paolo Maria Pavan REAL ESTATE

Jul 10, 2025 PAOLO MARIA PAVAN

The Illusion of Control in Informal Workflows

by Paolo Maria Pavan

There was a time, early in my career, when I believed I had everything under control. My calendar was color-coded. My team was aligned. My inbox was… tolerable. But I had a blind spot. A seductive one...

ES ESG IT NL Paolo Maria Pavan WISE

Jul 9, 2025 WISE