Xtroverso Knowledge: Dutch Tax & Compliance Insights

Directors’ Liability Under EU Law: A Wake-Up Call for Small Business Owners

by Linda Pavan

The Ruling You Cannot Ignore On 11 July 2025 , the Dutch Supreme Court confirmed that Article 36(4) of the Invorderingswet 1990 (IW 1990), the Dutch directors’ liability scheme for unpaid tax debts — ...

COMPLIANCE ES IT Linda Pavan NL TAX

Aug 13, 2025 LINDA PAVAN

BV or Sole Proprietorship: Don’t Let a Legal Form Fool You

by Linda Pavan

The False Comfort of a BV In the past few months, I’ve seen an unmistakable trend: entrepreneurs abandoning their sole proprietorships and rushing to set up a private limited company (BV) . The Chambe...

COMPLIANCE ES IT Linda Pavan NL

Aug 12, 2025 LINDA PAVAN

Client Didn’t Pay? Check Your Clause, Not Your Inbox

by Francesco Cattaneo

Why vague payment terms make your invoice legally useless and how to fix it When a client doesn’t pay, the reflex is always the same: blame the client, blame the economy, blame the intern who sent the...

AUDIO COMPLIANCE ES Francesco Cattaneo IT LEGAL NL

Jul 28, 2025 FRANCESCO CATTANEO

Your T&Cs Are a Legal Time Bomb (And You Probably Copy-Pasted Them)

by Francesco Cattaneo

If you run a small or medium-sized business in the Netherlands, you’ve probably done it, or at least thought about it: grabbing a set of Terms & Conditions (T&Cs) from another company, a template webs...

COMPLIANCE ES Francesco Cattaneo IT NL

Jul 7, 2025 FRANCESCO CATTANEO

ESG for Dutch Micro and Small Businesses: A Straight Talk from the Finance Kitchen Table

by Linda Pavan

Sit Down, Let’s Make Sense of ESG—Together After 25 years working in finance and tax here in the Netherlands, there’s one thing I know: most rules have a reason, and most fears are just questions wait...

COMPLIANCE Linda Pavan

May 19, 2025 LINDA PAVAN

The Privilege Paradox: Can Confidentiality Survive the Fight Against Financial Crime?

by Linda Pavan

XTROVERSO PERSPECTIVE: WHEN PRINCIPLES COLLIDE, STRUCTURE MUST SPEAK At the intersection of law, ethics, and power lies one of the most complex dilemmas of our time: Can Legal Professional Privilege (...

COMPLIANCE ES IT Linda Pavan NL

May 13, 2025 LINDA PAVAN

Excessive Borrowing Act: When Compliance Replaces Understanding

by Linda Pavan

Purpose or Panic? The Excessive Borrowing Act (Wet excessief lenen bij eigen BV) was not born in a vacuum. It emerged from a legitimate concern: director-major shareholders (DGAs) who borrow millions ...

COMPLIANCE ES IT Linda Pavan NL

May 10, 2025 LINDA PAVAN

Why Helping You Could Cost Us: The New Reality of Tax Enforcement

by Linda Pavan

Strategic Context: From Personal Risk to Shared Responsibility Since 1 July 2009, Dutch tax law has quietly reshaped its power dynamics. With the introduction of the Fourth Tranche Awb , fines for tax...

COMPLIANCE ES IT Linda Pavan NL

May 8, 2025 LINDA PAVAN

Beyond Control—Building Ethical Intelligence in the Age of AI

by Paolo Maria Pavan

In 2025, artificial intelligence is no longer a promise on the horizon—it’s the invisible operator behind diagnoses, transactions, decisions, and digital relationships. What used to be called “automat...

COMPLIANCE Paolo Maria Pavan

May 2, 2025 PAOLO MARIA PAVAN

The Real Deal About Business Corruption in Spain: What Small Business Owners Need to Know in 2025

by Paolo Maria Pavan

Hey there! Let's have an honest chat about something that affects all of us in business - corruption and compliance. You might think this only concerns big corporations, but trust me, it matters for y...

COMPLIANCE Paolo Maria Pavan

Feb 22, 2025 RISK INTELLIGENCE

2025 Spanish Compliance Landscape: Key Milestones Your Business Needs to Know

by Paolo Maria Pavan

Spain's compliance landscape has transformed dramatically over the past decade, and 2025 brings pivotal changes that directly impact businesses of all sizes. As your trusted compliance partner, Xtrove...

COMPLIANCE Paolo Maria Pavan

Jan 8, 2025 PAOLO MARIA PAVAN

SME Growth Strategy: Turning Compliance into Competitive Advantage

by Paolo Maria Pavan

The relationship between compliance and business growth has evolved significantly. For Small and Medium Enterprises in 2025, regulatory compliance represents more than a legal requirement—it offers a ...

COMPLIANCE Paolo Maria Pavan

Jan 6, 2025 PAOLO MARIA PAVAN