Xtroverso Knowledge: Dutch Tax & Compliance Insights

PSD3 Is Coming, What That Means When You’re Chasing Invoices

pagal Linda Pavan

2026-01-21 LINDA PAVAN

When Brussels updates payment rules, it lands here in the most ordinary places: the invoice that doesn’t get paid on time, the subscription a customer swears they cancelled, the “please change our ban...

ES IT LEDGER Linda Pavan NL

pagal Linda Pavan

2026-01-20 LINDA PAVAN

If you run a BV, you already know the real world is ruled by timing: when invoices get paid, when costs land, when your accountant can close the books, and when the Belastingdienst finally issues the ...

ES IT LEDGER Linda Pavan NL

Older Hires Just Got Pricier Quietly

pagal Laura De Troia

2026-01-20 LAURA DE TROIA

If you run a small business, “policy changes” don’t arrive as headlines. They arrive as a payroll run that’s a little higher than expected, a quote that suddenly feels too tight, or a contract you hes...

ES HR IT Laura De Troia NL

pagal Linda Pavan

2026-01-19 LINDA PAVAN

Most small businesses don’t get into trouble because they can’t do the work. They get into trouble because the paperwork arrives at the wrong moment, right when cash is tight, a client is slow to pay,...

ES IT LEDGER Linda Pavan NL

pagal Laura De Troia

2026-01-19 LAURA DE TROIA

If you run a small business, leave hours can feel like a soft topic, nice to have, not urgent. Until it becomes very urgent. Because leave is not only time off; it’s a promise you’ve already made. It ...

ES HR IT Laura De Troia NL

pagal Linda Pavan

2026-01-16 LINDA PAVAN

Cash flow doesn’t collapse with a bang. It frays at the edges: a paid bill without the right document, a cost booked on “whatever was in the inbox,” a VAT return that looks fine until it’s questioned....

ES IT LEDGER Linda Pavan NL

pagal Laura De Troia

2026-01-16 LAURA DE TROIA

When cash is tight, nothing stings like discovering you may have paid someone too much, month after month, while you were busy serving clients, chasing invoices, and keeping the team moving. In a Janu...

ES HR IT Laura De Troia NL

pagal Linda Pavan

2026-01-15 LINDA PAVAN

Small business owners live and die by predictability. Cash flow needs to be steady, invoices need to be paid, and admin should stay boring. A personal bank or investment account abroad sounds like a p...

ES IT LEDGER Linda Pavan NL

pagal Laura De Troia

2026-01-15 LAURA DE TROIA

If you run a small business, you already know how quickly one “small” issue becomes a cash-flow issue: a sick call turns into a staffing scramble, a tense conversation becomes an HR file, a rushed dec...

ES HR IT Laura De Troia NL

When Salary Payments Blur Tax Residency

pagal Laura De Troia

2026-01-14 LAURA DE TROIA

For a small business owner, paying salary is about reliability: the right amount, on the right day, with no noise. But when wages are paid into a foreign bank account, the real complications often sur...

ES HR IT Laura De Troia NL

pagal Linda Pavan

2026-01-14 LINDA PAVAN

From 1 January 2026, a very practical line has been drawn through Dutch business life: if you sell or buy goods as a professional trader, you may no longer accept or make a cash payment of €3,000 or m...

ES IT LEDGER Linda Pavan NL

pagal Linda Pavan

2026-01-13 LINDA PAVAN

In the coming weeks, many of you will find a new kind of “invoice” on the mat: the Belastingdienst is sending out the voorlopige aanslag for 2026. This isn’t noise. It lands right where small business...

ES IT LEDGER Linda Pavan NL